1.Always having overdue payments
It is a common mistake that everyone often forgets the date of payment .In this case, users will have to pay for a fine .If this action is reoccurred many times ,you will not have enough condition to borrow in another times .To avoid ,you need to try many ways to remind the payment term
Remember that credit cards just be best used for payments. Therefore, you should not have any cash advances because you will have to pay for a very high interest. Beside, notice your spending to ensure your affordability
3.Put the card everywhere
This mistake will lead to case your information will be hacked anytime. For instance, people often do not notice when having payments on a restaurant or hotels. It is opportunity for information is lost. Thus , protect your credit cards carefully to have a wise and effective usage.
4.Not save documents related to credit cards
Careless ones always forget to save documents related to credit cards and sometime throw it away .Nowadays, theft appears everywhere, Even when your information is in the waste basket ,it is hacked by professional thieves .Consequently, That will cause troubles for your cards !Hence, save your document in a separate place.
5.Not having a consideration forms of credit cards
There are many forms of credit cards that a wise user should take time to consider and choose one having the lowest expense and many favorable programs. .However ,not all of users know this way , they often skip the consideration and sometime even use forms that are not suitable for their using purpose.